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Angela Abraham
- Female
- Lilburn, Georgia
- United States
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Mom Business
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Black Enterprise
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- Where do you live?
- Atlanta, Georgia
- What best classifies you or your business?
- brand new business (0-1 years)
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- http://mylifecompass.com/AngelaAbraham
- What industry is your business in?
- Personal Care
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Welcome to Black Entrprise. I look forward to networking with you. Please add me to your LIST. Expose you business with a V-Card Web. http://www.myv-card.com
Greetings Angela ~!
Warm Blessings and Be Well...Michael :)
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Thanks for the friend request. I'd be honored to be your friend. Stay in touch.
- I Cordially Invite You To-
Have you ever had a business meeting at fine restaurant? Have you ever been involved in social gathering that involved food, wine and cocktails? I would venture to say you have enjoyed such an experience.
Regardless the event, be it fundraiser, networking or business dinner your culinary knowledge of foods, wines and cocktails can become the ice breaker to opening new relationships at these events. It’s the common ground we seek to open a conversation and be able to introduce ourselves. It’s a warm, soft non-offensive introduction.
I would like to share with you a new social community where you can gather this culinary knowledge, expand your network and have fun all at the same time. Meet and chat with Chefs, learn from top bartenders how to mix the perfect cocktail, listen to the wine experts review new and old wines, etc. etc.
So come join me at ROS, and help build our wonderful new community.
Cheers,
Allen
If you place your cursor on the bottom of the ROS badge below, the word Join will light up, if you click it – it will take you to the ROS sign-up page, thank you. If you have any questions, please feel free to ask.
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Standing by,
Mike Jensen
The dangers of a secured credit card
A secured credit card is used only for the purpose of rebuilding your credit. Most banks will charge you a start up fee for the card. This fee can range from $20.00 to $200.00.
The consumer is paying to have a credit card that will charge them interest on their own money. A secured card reports to your credit card just like a real credit card. In some cases it will show secured, but not often. This depends on the company that you get the card from.
My question to many consumer is why would you want to pay interest on your own money? This makes no sense at all. Also, why would you use a card that will lower your credit score when you use it? Most secured credit cards have a minimum deposit of $200.00 or $300.00 deposit. So, when you use more than half of the limit, your score will go down.
More dangers to beware of below:
The company will charge you a high interest rate.
The company will charge you a set up fee, just for the card.
The company will charge you a late fee on your own money if you don’t make the payment on time.
The company will report you late on your own money when you miss a payment on your money.
The only way a secured card will benefit you is when you do not use the card. Let the card work to your advantage. Let the bank pay you money on the secured card, so you gain money. If you are trying to REBUILD your credit this is an excellent way to rebuild your score and make money.
However, you want to use the card to your advantage and the intended purpose. My advice would be to use a secured card like a saving account. Dump any money on the card that you want to save for about a year or longer, just enough for you to rebuild your credit.
Next, pull all your money off the card and close the account (all at once). Remember, the key to credit is playing the credit game. If you do not know the rules, you will loose.
The real question with secured cards is “how much do you want to loose”? One year two years, three years, or forever. Remember, you will pay a yearly fee for that card. If your are paying $59.00 a year, that will cost you around $295.00 for five years.
Last, make sure you get a secured card that has a good interest rate, so you earn more money. Also, one that has a maximum high limit. For example, you can put up to $5,000.00 on some secure credit cards. Most cards have a set limit on how much you can put on the card. So get one that you will benefit from. More blogs like this at www.creditadviseforyou.com
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Sincerely,
Dr. Dorothy
Dorothy M. Neddermeyer, PhD
www.drdorothy.net
Thank you for adding me as a friend.
Best of luck 2U.
Take Care Sonja
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