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Antonio R. Gallemit Sr.
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Join this Ning Network
I see you are looking for business ideas. I invite you to look at the one on my profile.
Feel free to add me!
The dangers of a secured credit card
A secured credit card is used only for the purpose of rebuilding your credit. Most banks will charge you a start up fee for the card. This fee can range from $20.00 to $200.00.
The consumer is paying to have a credit card that will charge them interest on their own money. A secured card reports to your credit card just like a real credit card. In some cases it will show secured, but not often. This depends on the company that you get the card from.
My question to many consumer is why would you want to pay interest on your own money? This makes no sense at all. Also, why would you use a card that will lower your credit score when you use it? Most secured credit cards have a minimum deposit of $200.00 or $300.00 deposit. So, when you use more than half of the limit, your score will go down.
More dangers to beware of below:
The company will charge you a high interest rate.
The company will charge you a set up fee, just for the card.
The company will charge you a late fee on your own money if you don’t make the payment on time.
The company will report you late on your own money when you miss a payment on your money.
The only way a secured card will benefit you is when you do not use the card. Let the card work to your advantage. Let the bank pay you money on the secured card, so you gain money. If you are trying to REBUILD your credit this is an excellent way to rebuild your score and make money.
However, you want to use the card to your advantage and the intended purpose. My advice would be to use a secured card like a saving account. Dump any money on the card that you want to save for about a year or longer, just enough for you to rebuild your credit.
Next, pull all your money off the card and close the account (all at once). Remember, the key to credit is playing the credit game. If you do not know the rules, you will loose.
The real question with secured cards is “how much do you want to loose”? One year two years, three years, or forever. Remember, you will pay a yearly fee for that card. If your are paying $59.00 a year, that will cost you around $295.00 for five years.
Last, make sure you get a secured card that has a good interest rate, so you earn more money. Also, one that has a maximum high limit. For example, you can put up to $5,000.00 on some secure credit cards. Most cards have a set limit on how much you can put on the card. So get one that you will benefit from. More blogs like this at www.creditadviseforyou.com
Visit Outspoken Reality Social Network (EDUCATION ON A NEW LEVEL)
Don’t miss out on important information, don’t ignore the signs, and come get blessed with free knowledge. .Outspoken Reality
Hi,
I was doing some browsing on StartUP and came across your profile. I think StartUp is a great place to network and meet like minded individuals.
I have been involved in network marketing for 10 years and I have earned some income from most of the opportunities I have been involved in in the past but I have never seen an opportunity like this that allows me to get paid 100% of the profits daily.
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This can help you fund your primary business or create an addtional income stream for you. Check out the details at:
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If not, that's ok. Perhaps we can network further so please feel free to add me as a friend :-)
My name is Monte Hughes.
I have noticed that you are looking for ideas for your business.
And when you decide on something, I'll bet you will want a web site.
I would like you to keep me in mind and take a look at...
www.deependdomains.com
Ask me your biggest/ toughest question you have about growing your business or reaching your goals. Go to www.bertmartinez.com and I'll provide you with powerful FREE information to help you.
I'm looking to network with success minded people and find new business opportunities, so if I can help you with anything please do not hesitate to contact me.
Bert Martinez
www.bertmartinez.com
You Were Created to Succeed ->
I know many, many 'Christians' in Sacramento - however, most of the people I know do not define themselves as 'apostolistic' - they just define themselves as Christians and do their very best to serve Our Lord and Saviour, Jesus Christ, by being living examples of what Jesus taught us to be on a daily basis. We don't always hit the mark, but we do place God and Jesus at our forefront in our thought process, and do our best to exemplify His name.
You may want to do a google search on 'eLifeadventures.org' - this is a Christian faith-based organization I belong to.
Blessings!
Take care.
Howdy!
Whats goin' on!?
This is a fantastic network huh?!
Tons of resources here!
I wanted to stop by and "share" this profound DISCUSSION I wrote CALLED "THE 9 STEPS TO SUCCESS IN SALES!", In hopes that you find some benefit from it!
If you do business, and you are doing online sales, or human to human sales...
...Then you really should check out this discussion and leave me
your comment...
I appreciate your feedback!
~To OUR "personal success"
Nate Crane
P.S.
If your want to start increasing your "magnetic vibration" and become a MASTER at the art of SALES, LEADERSHIP and ATTRACTING Profits, then check out this FREE TRAINING that has TRULY ENHANCED my sales CAREER and Personal Life BEYOND any "measurable" level!
Thank you for your consideration!
I look forward to connecting with you!
~Nate
∞
Hello ! Glad to see you plugging in here at Sta.rtup.biz!!
If you feel flustered with your social networking skills don’t be too hard on yourself. This is a new genre for almost all of us too.
In order to help you get up to speed with all this web 2.0 stuff I have a free resource I'd like to give you right now.
The Social Marketing Directory is a Master Resource List - with three categories of social (Web 2.0) sites that you can use to create your very own streams of highly targeted traffic/subscribers/sales for your websites and affiliate links.
I'm giving it away for free because it is the 2008 version and am in the process of putting the 2009 version together. So instead of deleting the older version in to cyberspace I thought you may enjoy it as a special gift from me to you.
To be clear: This is a Master Resource List - just because it's a year old doesn't mean you won't be referring to it time and time again!
This resource guide contains:
Over 100 Social Networking Sites (i.e. MySpace, Squidoo, etc..)
Over 150 Social Bookmarking Sites(i.e. StumbleUpon, Digg, etc..)
And Over 180 Video Sharing Sites (i.e. YouTube, AOL, etc..)
... PLUS - not only do you have the URL, but you also will have the Alexa Ranking and Google Page Rank for EACH SITE!
To download it for free right now just visit this page:
http://www.onlinegoldtraining.com
Best Regards,
Matt "No Whining Allowed" LaClear
517-993-8611 -- direct
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