Here's my latest blog. Stay educated with the credit game.
The dangers of a secured credit card
A secured credit card is used only for the purpose of rebuilding your credit. Most banks will charge you a start up fee for the card. This fee can range from $20.00 to $200.00.
The consumer is paying to have a credit card that will charge them interest on their own money. A secured card reports to your credit card just like a real credit card. In some cases it will show secured, but not often. This depends on the company that you get the card from.
My question to many consumer is why would you want to pay interest on your own money? This makes no sense at all. Also, why would you use a card that will lower your credit score when you use it? Most secured credit cards have a minimum deposit of $200.00 or $300.00 deposit. So, when you use more than half of the limit, your score will go down.
More dangers to beware of below:
The company will charge you a high interest rate.
The company will charge you a set up fee, just for the card.
The company will charge you a late fee on your own money if you don’t make the payment on time.
The company will report you late on your own money when you miss a payment on your money.
The only way a secured card will benefit you is when you do not use the card. Let the card work to your advantage. Let the bank pay you money on the secured card, so you gain money. If you are trying to REBUILD your credit this is an excellent way to rebuild your score and make money.
However, you want to use the card to your advantage and the intended purpose. My advice would be to use a secured card like a saving account. Dump any money on the card that you want to save for about a year or longer, just enough for you to rebuild your credit.
Next, pull all your money off the card and close the account (all at once). Remember, the key to credit is playing the credit game. If you do not know the rules, you will loose.
The real question with secured cards is “how much do you want to loose”? One year two years, three years, or forever. Remember, you will pay a yearly fee for that card. If your are paying $59.00 a year, that will cost you around $295.00 for five years.
Last, make sure you get a secured card that has a good interest rate, so you earn more money. Also, one that has a maximum high limit. For example, you can put up to $5,000.00 on some secure credit cards. Most cards have a set limit on how much you can put on the card. So get one that you will benefit from. More blogs like this at www.creditadviseforyou.com
As a gift to my friends I have joined with David Riflan to give you a great deal on a book series that I have the privilege to be a co-author.
The series titled "101 Great Ways to Improve Your Life," is a compilation of 101 articles with practical, solid advice on how you can take action and improve your life.
I am extremely excited to be a contributing author along with Zig Ziglar, Brian Tracy, Jim Rohn, Denis Waitley and many other leading Self Improvement experts.
To get more information, go to http://www.1shoppingcart.com/app/?Clk=1846684
David Riklan, president and founder of the #1 Self Improvement website in the world, SelfGrowth.com tapped into the minds of the greatest experts of our time and pulled together a powerful strategy for self-improvement. It's a collection of 101 insider secrets that can show you how to instantly and positively improve your life!
As part of David's 24 hour promotion, he bundled the book with life-enhancing tools! He calls them "bonus gifts,” and he has created a package of $1,500 worth of absolutely free gifts that you get by purchasing just one copy of our book.
These bonus gifts aren't the typical items you may have seen in other campaigns. That I can guarantee! Each gift has enormous value and has been cleverly created to give you value beyond anything you have seen before. David is so confident you will love it that he is backing it up with a completely solid guarantee.
Take a look for yourself - and make sure you check out the bonuses. I nearly fell off my chair when I saw what he is offering. You may want to be sitting down yourself, because it could knock you over...with joy!
Here's the direct link to the offer:
http://www.1shoppingcart.com/app/?Clk=1846684
Sincerely,
Dr. Dorothy
Dorothy M. Neddermeyer, PhD
www.drdorothy.net
"Life is ten percent what you experience and ninety percent how you respond to it." Dorothy M. Neddermeyer, PhD
Hello CeCe,
My name is Kevin Faulkner and I would be more than happy to have you as my friend.
Are you a Supervisor, Manager, Boss, Owner? When you open you breifcase tomorrow will you have the tools to get your job done? Are you performing at your optimum?
Then remember this:
A golfer new to the game shouldn't go out and buy $1,000 dollar golf clubs. He should buy $200 dollar clubs , and take $800 dollars worth of lessons.
Hello, my name is Buddy Walls and I would be more than happy to have you as my friend. So just shoot me a request and we’ll go from there! Come visit my profile page by clicking the blue buttons above or visiting my links below.
You know, I’ve been around a while and I’ve seen many programs that simply don’t work that well. It was so bad I started to leave the internet world all together. I got tired of all the same old “lead ins” that promised you the world and left you hanging.
Then, for some unknown reason I decided to click the sight below, and ever since that day my life has completely changed for the better many times over. I found something that is totally upfront and true. And best of all, it gives 100% of what it promises!
Just click on the site and find out for yourself! I guarantee you one thing, if you take this tour, you’ll come out with the opportunity of a lifetime! If not, give it to a friend that needs an opportunity.
Hello CeCe, I have a New Cuff Link Line called Van-Ethan's High Fashion Cuff Links. Please visit my photos and tell me what you thinks. Thanking you in advance for your time.
Al Coley
Hi and welcome,
I think that we should get right out and introduce ourselves to others so I'm rolling my sleeves up and saying "how do" to you.
I would like to tell you I am a fun-loving Mom of 7. Now that I’m making some extra money on the internet even my husband is a believer. I think it’s all about having positive people around you that makes all the difference.
Please stop by my home page, check out my blogs, and take a look around! ;-)
Please remember to add me as your friend! If I am already one of your friends don’t be such a stranger! I would love to hear from you! ;-)
**UPDATE** PRESS RELEASE: New Personal Powerline Pay Plan Takes the Internet by Storm! READ IT HERE!
PEOPLE LOVE MY ONLINE TRAINING!
As the Leader of the #1 Team, I will personally train you on EXACTLY what you MUST do to make $10,000+ EVERY MONTH and how to KEEP 100% of it too!
Just click on the Money Bag above to take our FREE Tour and watch our AMAZING Video. Or visit My Page in Sta.rtUpBiz for more info. Once you have watched the video, I will send you complete details on how to attend the LIVE Online Training/Overview Program. I have them 3 times a week!
Jim Carpenter, Online Expert Marketer & Wealth Coach since 1998 "HELPING PEOPLE MAKE MONEY ONLINE EVERY DAY FOR OVER 10 YEARS!"
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The dangers of a secured credit card
A secured credit card is used only for the purpose of rebuilding your credit. Most banks will charge you a start up fee for the card. This fee can range from $20.00 to $200.00.
The consumer is paying to have a credit card that will charge them interest on their own money. A secured card reports to your credit card just like a real credit card. In some cases it will show secured, but not often. This depends on the company that you get the card from.
My question to many consumer is why would you want to pay interest on your own money? This makes no sense at all. Also, why would you use a card that will lower your credit score when you use it? Most secured credit cards have a minimum deposit of $200.00 or $300.00 deposit. So, when you use more than half of the limit, your score will go down.
More dangers to beware of below:
The company will charge you a high interest rate.
The company will charge you a set up fee, just for the card.
The company will charge you a late fee on your own money if you don’t make the payment on time.
The company will report you late on your own money when you miss a payment on your money.
The only way a secured card will benefit you is when you do not use the card. Let the card work to your advantage. Let the bank pay you money on the secured card, so you gain money. If you are trying to REBUILD your credit this is an excellent way to rebuild your score and make money.
However, you want to use the card to your advantage and the intended purpose. My advice would be to use a secured card like a saving account. Dump any money on the card that you want to save for about a year or longer, just enough for you to rebuild your credit.
Next, pull all your money off the card and close the account (all at once). Remember, the key to credit is playing the credit game. If you do not know the rules, you will loose.
The real question with secured cards is “how much do you want to loose”? One year two years, three years, or forever. Remember, you will pay a yearly fee for that card. If your are paying $59.00 a year, that will cost you around $295.00 for five years.
Last, make sure you get a secured card that has a good interest rate, so you earn more money. Also, one that has a maximum high limit. For example, you can put up to $5,000.00 on some secure credit cards. Most cards have a set limit on how much you can put on the card. So get one that you will benefit from. More blogs like this at www.creditadviseforyou.com
Visit Outspoken Reality Social Network (EDUCATION ON A NEW LEVEL)
Don’t miss out on important information, don’t ignore the signs, and come get blessed with free knowledge. .Outspoken Reality
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As a gift to my friends I have joined with David Riflan to give you a great deal on a book series that I have the privilege to be a co-author.
The series titled "101 Great Ways to Improve Your Life," is a compilation of 101 articles with practical, solid advice on how you can take action and improve your life.
I am extremely excited to be a contributing author along with Zig Ziglar, Brian Tracy, Jim Rohn, Denis Waitley and many other leading Self Improvement experts.
To get more information, go to http://www.1shoppingcart.com/app/?Clk=1846684
David Riklan, president and founder of the #1 Self Improvement website in the world, SelfGrowth.com tapped into the minds of the greatest experts of our time and pulled together a powerful strategy for self-improvement. It's a collection of 101 insider secrets that can show you how to instantly and positively improve your life!
As part of David's 24 hour promotion, he bundled the book with life-enhancing tools! He calls them "bonus gifts,” and he has created a package of $1,500 worth of absolutely free gifts that you get by purchasing just one copy of our book.
These bonus gifts aren't the typical items you may have seen in other campaigns. That I can guarantee! Each gift has enormous value and has been cleverly created to give you value beyond anything you have seen before. David is so confident you will love it that he is backing it up with a completely solid guarantee.
Take a look for yourself - and make sure you check out the bonuses. I nearly fell off my chair when I saw what he is offering. You may want to be sitting down yourself, because it could knock you over...with joy!
Here's the direct link to the offer:
http://www.1shoppingcart.com/app/?Clk=1846684
Sincerely,
Dr. Dorothy
Dorothy M. Neddermeyer, PhD
www.drdorothy.net
"Life is ten percent what you experience and ninety percent how you respond to it." Dorothy M. Neddermeyer, PhD

Hello CeCe,My name is Kevin Faulkner and I would be more than happy to have you as my friend.
Are you a Supervisor, Manager, Boss, Owner? When you open you breifcase tomorrow will you have the tools to get your job done? Are you performing at your optimum?
Then remember this:
A golfer new to the game shouldn't go out and buy $1,000 dollar golf clubs. He should buy $200 dollar clubs , and take $800 dollars worth of lessons.
Remember: It's the Indian not his Arrows!
Want to know more? Talk to us
Perfect practices make PERFECT !
O. Kevin Faulkner
Consultant / Coach
You know, I’ve been around a while and I’ve seen many programs that simply don’t work that well. It was so bad I started to leave the internet world all together. I got tired of all the same old “lead ins” that promised you the world and left you hanging.
Then, for some unknown reason I decided to click the sight below, and ever since that day my life has completely changed for the better many times over. I found something that is totally upfront and true. And best of all, it gives 100% of what it promises!
Just click on the site and find out for yourself! I guarantee you one thing, if you take this tour, you’ll come out with the opportunity of a lifetime! If not, give it to a friend that needs an opportunity.
Site: CLICK HERE!
Buddy Walls
My profile: CLICK HERE!
My name is Cecil McQueen looking for friends
I have no business yet and wanted to no more about the affiliate marketing business. Can your share some things with me.
Al Coley
I think that we should get right out and introduce ourselves to others so I'm rolling my sleeves up and saying "how do" to you.
I would like to tell you I am a fun-loving Mom of 7. Now that I’m making some extra money on the internet even my husband is a believer. I think it’s all about having positive people around you that makes all the difference.
Please stop by my home page, check out my blogs, and take a look around! ;-)
Please remember to add me as your friend! If I am already one of your friends don’t be such a stranger! I would love to hear from you! ;-)
Your Friend (or soon to be),
Robin L Watkins
Can You Chat with someone when THEY ARE NOT ON LINE? Click Here TO LEARN HOW Now!
**UPDATE** PRESS RELEASE: New Personal Powerline Pay Plan Takes the Internet by Storm! READ IT HERE!
PEOPLE LOVE MY ONLINE TRAINING!
As the Leader of the #1 Team, I will personally train you on EXACTLY what you MUST do to make $10,000+ EVERY MONTH and how to KEEP 100% of it too!
Just click on the Money Bag above to take our FREE Tour and watch our AMAZING Video. Or visit My Page in Sta.rtUpBiz for more info. Once you have watched the video, I will send you complete details on how to attend the LIVE Online Training/Overview Program. I have them 3 times a week!
Jim Carpenter, Online Expert Marketer & Wealth Coach since 1998
"HELPING PEOPLE MAKE MONEY ONLINE EVERY DAY FOR OVER 10 YEARS!"
P.S. CLICK HERE NOW FOR YOUR **FREE SUBSCRIPTION TO MY "MARKETING TIPS & WEALTH STRATEGIES", a $199.95 Value!
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