Dana of Nia Promotions

Dana:

I help struggling and frustrated network marketers achieve Alpha status.

http://thepowerofpaul.net

I represent an energy deregulation company. I am looking for partners to profit from utility deregulation. Take a look at www.greenfuelsave.info and watch the 12 minute video . If interested give me a call….BR Mike Grimes 877-212-1400

Pre-Paid Legal Services,Inc.
and subsidiaries

Serving North American Families Since 1972.
Publicly listed and Traded on the New York Stock Exchange.

We provide affordable access to the Justice System, High Quality Attorney's, for middle income working people, for the price of a cup of coffee per day. World's largest Identity Theft protection servicer. Legal plans for Families, Individuals, Groups, Small Business, Employee benefits, Ins/Financial Professinoals, CDLP plans, and Business Opportunity.
http://www.prepaidlegal.com/hub/spears_m

Here's my latest blog. Stay educated with the credit game.

The dangers of a secured credit card

A secured credit card is used only for the purpose of rebuilding your credit. Most banks will charge you a start up fee for the card. This fee can range from $20.00 to $200.00.

The consumer is paying to have a credit card that will charge them interest on their own money. A secured card reports to your credit card just like a real credit card. In some cases it will show secured, but not often. This depends on the company that you get the card from.

My question to many consumer is why would you want to pay interest on your own money? This makes no sense at all. Also, why would you use a card that will lower your credit score when you use it? Most secured credit cards have a minimum deposit of $200.00 or $300.00 deposit. So, when you use more than half of the limit, your score will go down.


More dangers to beware of below:

The company will charge you a high interest rate.
The company will charge you a set up fee, just for the card.
The company will charge you a late fee on your own money if you don’t make the payment on time.
The company will report you late on your own money when you miss a payment on your money.

The only way a secured card will benefit you is when you do not use the card. Let the card work to your advantage. Let the bank pay you money on the secured card, so you gain money. If you are trying to REBUILD your credit this is an excellent way to rebuild your score and make money.

However, you want to use the card to your advantage and the intended purpose. My advice would be to use a secured card like a saving account. Dump any money on the card that you want to save for about a year or longer, just enough for you to rebuild your credit.

Next, pull all your money off the card and close the account (all at once). Remember, the key to credit is playing the credit game. If you do not know the rules, you will loose.

The real question with secured cards is “how much do you want to loose”? One year two years, three years, or forever. Remember, you will pay a yearly fee for that card. If your are paying $59.00 a year, that will cost you around $295.00 for five years.

Last, make sure you get a secured card that has a good interest rate, so you earn more money. Also, one that has a maximum high limit. For example, you can put up to $5,000.00 on some secure credit cards. Most cards have a set limit on how much you can put on the card. So get one that you will benefit from. More blogs like this at www.creditadviseforyou.com

Visit Outspoken Reality Social Network (EDUCATION ON A NEW LEVEL)


Don’t miss out on important information, don’t ignore the signs, and come get blessed with free knowledge. .Outspoken Reality

Hi Nia, While I understand that the term "Friend" in the social network world merely means "contact person", I take the word "Friend" to heart. I have the power and the choice to be a real friend regardless of what you do or don't do for me.

So I say that I am honored to be considered your Friend. Please let me know if there is anything that I can do to help bring your dream into reality.

Yours in Service,

Allen Edge, "The Edge of Sanity"

Hi you want to have some real fun and energy check out these three links and I am going to put my phone number in here as well so if you have questions you can call me
http://setformore.drinkactweb.com/splash.html
This one is for you energy
http://www.melaleuca.com/
This one is for your savings and getting paid for saving
http://www.melaleuca.com/ps/bc/nh/menu/NH_Flash_main.html
This one will show you how you make the money on the second one it is a power point presentation so you need to enter this Password as it is to access it new horizons
This is my number to call me if you have any questions or want to get started
704-487-1107
James Settles

Welcome and
Thank you for your anticipated friendship consideration