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Trendsetters to Trendsetters Magazine
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Trendsetters to trendsetters Magazine
Hello, my name is Willie Stewart, Publisher/CEO of Trendsetters to Trendsetters Magazine. Trendsetters to Trendsetters Magazine was born the Fall of 2006; it is a magazine that brings positive and motivated individuals together in a networking community. This magazine was designed to honor and spotlight our unsung hero’s, individuals that you don’t read about on a day to day basis. These individuals are making a difference in their communities.
Trendsetters to Trendsetters magazine is a natio… Continue
Trendsetters to Trendsetters magazine is a natio… Continue
Posted on September 6, 2008 at 11:44am —
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The dangers of a secured credit card
A secured credit card is used only for the purpose of rebuilding your credit. Most banks will charge you a start up fee for the card. This fee can range from $20.00 to $200.00.
The consumer is paying to have a credit card that will charge them interest on their own money. A secured card reports to your credit card just like a real credit card. In some cases it will show secured, but not often. This depends on the company that you get the card from.
My question to many consumer is why would you want to pay interest on your own money? This makes no sense at all. Also, why would you use a card that will lower your credit score when you use it? Most secured credit cards have a minimum deposit of $200.00 or $300.00 deposit. So, when you use more than half of the limit, your score will go down.
More dangers to beware of below:
The company will charge you a high interest rate.
The company will charge you a set up fee, just for the card.
The company will charge you a late fee on your own money if you don’t make the payment on time.
The company will report you late on your own money when you miss a payment on your money.
The only way a secured card will benefit you is when you do not use the card. Let the card work to your advantage. Let the bank pay you money on the secured card, so you gain money. If you are trying to REBUILD your credit this is an excellent way to rebuild your score and make money.
However, you want to use the card to your advantage and the intended purpose. My advice would be to use a secured card like a saving account. Dump any money on the card that you want to save for about a year or longer, just enough for you to rebuild your credit.
Next, pull all your money off the card and close the account (all at once). Remember, the key to credit is playing the credit game. If you do not know the rules, you will loose.
The real question with secured cards is “how much do you want to loose”? One year two years, three years, or forever. Remember, you will pay a yearly fee for that card. If your are paying $59.00 a year, that will cost you around $295.00 for five years.
Last, make sure you get a secured card that has a good interest rate, so you earn more money. Also, one that has a maximum high limit. For example, you can put up to $5,000.00 on some secure credit cards. Most cards have a set limit on how much you can put on the card. So get one that you will benefit from. More blogs like this at www.creditadviseforyou.com
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Please feel free to also check out my blog as I have over 200 posts that will help you out as well.
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Best Regards,
Matt LaClear
517-993-8611 Mobile
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Passing by to wish you a Sunday and week ahead full of Love,Joy and Happiness.
Continued succes with your business.
Warm Regards,
Denise
Blessings,
Lukeither
Lukeither Multimedia and Design
http://nettrav.com/eddiebyrd
Tamin Web Host (my company) would like to give members of Sta.rtUP.Biz a chance to try our reseller websites for 45 days for FREE. You don't need to pay ANYTHING. You will get the opportunity to put our program to the test. You get a custom ready made website that gets updated and maintained by our technical staff. We'll also provide support through phone and email for your clients. The site has all the information including basic questions that your clients may need to know.
I started this company with only $25 and I was able to generate $7000 in a matter of weeks. The site comes with services that you can resell to your clients and keep upto 65% of the profits. Some of the services you will sell to your clients includes:
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To sign up, just send me an email to (mathew@taminwebhost.com) with your name and the name you want to give to your new business. Or click here Your account will be set up within 24 hours or less. You will then receive an email from us with further details on how to promote your site.
Because this offer is a limited to the first 100 people from this network to sign up, I advice you to get sign up as soon as possible. I believe that this will give you the opportunity to start your own successful online business.
What does the reseller websie looks like?
To see what your reeller site will loke like, go to: Taminwebhost.com/reseller.html. You will then see a picture of the site. Click on it to view the sample site.
Sincerely,
Mathew Tamin CEO
www.taminwebhost.com
Gene Franklin
President/CEO
Florida Black Chamber
gene.franklin@floridabcc.com
Hi Willie,
Passing by to wish you a beautiful day, may It be a day full of Love,Joy and Happiness.
Continued succes with your business.
Warm Regards,
Denise
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